About ThatDay
Helping New Zealanders build a better retirement — with a lighter footprint — through conscious spending.
ThatDay is a Charitable Trust (CC59983) registered under the Charitable Trusts Act 1957. Our primary objective is to help people optimise their spending habits and establish a retirement savings plan.
Our website tools help you to estimate the amount of money you need to save to achieve your desired retirement income, based on information you provide. It shows how different factors affect the amount of retirement income you need, and the savings targets required. Those factors include your current age, expected retirement age, KiwiSaver contributions, current financial investments, desired spending during retirement, current savings, and expected investment returns*. We allow you to explore different scenarios to help plan your savings strategies. The results generated are based on default assumptions which you can view below.
We take into account your savings, KiwiSaver balances, and other financial investments such as shares and bonds, and investment property*. Our tools do not take into account your other assets including your family home and possessions such as cars and boats. The results are based on savings and investment balances only and do not take into account the value of any outstanding debt you may have when you retire (for example, a home loan or credit card debt). Our tools do not take into account how you are taxed.
The website assists you with identifying where savings can be made, particularly in the area of discretionary spending on things like takeaways, subscription services and other non-essentials. We also offer practical information on how you can optimise spending on essential items.
Our website does not provide financial, tax or accounting advice and does not provide a financial or investment plan. The website does not take into account your personal circumstances. Our goal is to help you understand what savings you need for retirement and how to achieve your savings goal. You should not rely solely on the savings tools in our website. It is important that you take into account your wider personal and financial circumstances. We recommend that you seek professional advice with those matters as required.
*We apply standard rates of return to all savings & investments as specified in the default assumptions which you can view here
A big thanks to all of those who have personally donated to ThatDay. Illustrations by story set.com ThatDay Charitable Trust.
Registered Charity CC59983. 53 Randolph Street, Eden Terrace, Auckland 1010.
Partners
Our partners help fund or support ThatDay. They do not influence your planner results. Learn about our funding and independence.
ThatDay Foundational Partner
ThatDay Service Partners
